Kotak League Platinum Credit Card
Kotak Mahindra Bank
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
4% points
Foreign Markup
3.5% on the conversion amount
Fee Waiver
Get spend based waiver on the annual fee of ₹500 on annual spending of ₹50,000.
Interest Rate
3.75% per month
Product Highlights
- 8x reward points on annual spending up to ₹2 lakh on special categories.
- 4x reward points on other eligible categories.
- Get four free PVR tickets or 10,000 Reward Points on spending ₹1,25,000 every 6 months.
- Spend-based waiver on annual spending of ₹50,000.
Rewards
Earn 8x reward points on every ₹150 spent on special categories including Airlines and Air Carriers, Electric Sales, Durable Goods, Departmental Stores, Travel Agencies & Tour Operators, and Package Tour Operators. Earn 4x reward points on every ₹150 spent on other categories up to ₹2,00,000.
Redemption
Reward points can be redeemed against a host of options, including products, gift vouchers, travel bookings, etc., on the Kotak Rewards portal.
Benefits & Features
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- 8x reward points on special categories.
- Lifetime free card.
- Protection liability up to ₹1,25,000.
Cons
- No reward points on fuel transactions.
- Limited to specific categories for high rewards.
Additional Info
Reward points can only be earned on utility spends up to ₹35,000 per billing cycle.
Excluded Categories