Kotak Mahindra Bank
Kotak League Platinum Credit Card
Annual Fee
₹1,179₹999 + GSTBase Reward
4% points
Foreign Markup
3.5% on the conversion amount
Product Highlights
- 8x reward points on annual spending up to ₹2 lakh on special categories.
- 4x reward points on other eligible categories.
- Get four free PVR tickets or 10,000 Reward Points on spending ₹1,25,000 every 6 months.
- Spend-based waiver on annual spending of ₹50,000.
Fee Waiver
Get spend based waiver on the annual fee of ₹500 on annual spending of ₹50,000.
Reward Calculator
Earns ₹2,821/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
16.0K
Kotak Reward Points
₹4.0K
via standard · ₹0.25/pt
Effective rate
1.33%
Annual fee
₹1,179
Year 1 net
+₹3,321
incl. welcome
Year 2+ net
+₹2,821
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Excluded from rewards
fuel, cash advance, rent, wallet, emi
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 8x reward points on every ₹150 spent on special categories including Airlines and Air Carriers, Electric Sales, Durable Goods, Departmental Stores, Travel Agencies & Tour Operators, and Package Tour Operators. Earn 4x reward points on every ₹150 spent on other categories up to ₹2,00,000.
- Reward points can be redeemed against a host of options, including products, gift vouchers, travel bookings, etc., on the Kotak Rewards portal.
Benefits & Features
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000.
Pros & Cons
Pros
- 8x reward points on special categories.
- Lifetime free card.
- Protection liability up to ₹1,25,000.
Cons
- No reward points on fuel transactions.
- Limited to specific categories for high rewards.
Additional Info
Reward points can only be earned on utility spends up to ₹35,000 per billing cycle.
Excluded Categories
Partner Merchants
Ready to apply?
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Fees & Charges
Eligibility
Networks
Fee Waiver
Get spend based waiver on the annual fee of ₹500 on annual spending of ₹50,000.