HomeCredit CardsAU CA Metal Credit Card
AU CA Metal Credit Card

AU Small Finance Bank

AU CA Metal Credit Card

rupayclassiccreditbusiness expenses

Annual Fee

FREE

Base Reward

8% points

Foreign Markup

1.99%

4.5/5

Welcome Benefits

Receive 2,000 Reward Points on Spending of ₹5,000 and a Dining Membership on Spending of ₹10,000 within 30 days of Card Activation

Product Highlights

  • Lifetime free metal credit card
  • Accelerated reward points on business and personal spend

Category Rewards

dining

8 Reward Points on Every ₹100 Spend

8 Reward Points on Every ₹100 Spend

travel

8 Reward Points on Every ₹100 Spend

8 Reward Points on Every ₹100 Spend

other

2 Reward Points on Every ₹100 Spend

2 Reward Points on Every ₹100 Spend

utilities

1 Reward Point on Every ₹100 Spend

1 Reward Point on Every ₹100 Spend

Rewards Details

Earn 8 Reward Points on Every ₹100 Spend on Dining, Travel, Tax Payments, and Software Purchase, 2 Reward Points on Every ₹100 for Other Purchases, and 1 Reward Point on Every ₹100 Spend on Utility and Insurance.

Reward Points — Redemption Value
  • Redeem Your Reward Points At AU Rewardz

Benefits & Features

Domestic: 2 Complimentary Lounge Access Per Calendar Quarter Full lounge access description

Pros & Cons

Pros

  • No joining or annual fees
  • 25% discount on renewing ICAI membership fee

Cons

  • No access to international airport lounges

Additional Info

Reward earnings are capped at 100 reward points per transaction for utility and telecom spend and 5,000 reward points per statement cycle for dining, travel, tax payments, and software purchases.

Fees & Charges

Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup1.99%
Interest Rate3.75% per month
Cash Advance2.5% Subject to a Minimum of ₹500

Eligibility

Networks

rupay