RBL Bank
IndianOil RBL Bank Credit Card
rupaybasiccreditfuel
Annual Fee
₹500
Base Reward
5% points
Foreign Markup
3.5%
4.5/5
Welcome Benefits
1,000 Fuel Points
Product Highlights
- Dedicated fuel spends credit card
- Affordable fee of ₹500
Category Rewards
fuel
10 Fuel Points/₹100 Spent
10 Fuel Points/₹100 Spent
Fee Waiver
Annual Fee Waived on Spends of ₹1.75 Lakh
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
IndianOil
offline(Max 1,000 Fuel Points per month)
10 Fuel Points/₹100 Spent
Rewards Details
Earn 10 Fuel Points/₹100 spent at IndianOil outlets. 1 Fuel Point/₹100 on other eligible purchases.
Reward Points — Redemption Value
- 1 Fuel Point = ₹0.50 When Redeeming at IndianOil Stations
Benefits & Features
1% Waiver
Pros & Cons
Pros
- Advantageous for those who purchase fuel at IndianOil stations
Cons
- Does not offer a high reward rate for spending other than fuel
Additional Info
Best for fuel purchases
Can be linked to UPI applications
A maximum of 1,000 Fuel Points can be earned each month, offering savings of ₹500 each month.
Partner Merchants
IndianOil
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverAnnual Fee Waived on Spends of ₹1.75 Lakh
Foreign Markup3.5%
Interest Rate2.5% to 3.99% Per Month
Cash Advance2.5% or a Minimum of ₹500
Redemption Fee₹99 + GST
Eligibility
Networks
rupay
Fee Waiver
Annual Fee Waived on Spends of ₹1.75 Lakh