SBI Card
SBI Shaurya Select Credit Card
rupayselectcredittravelshopping
Annual Fee
₹1,499
Base Reward
10% points
Foreign Markup
3.5% on all foreign currency spends
4.5/5
Product Highlights
- Exclusive for defense personnel
- 1,500 bonus Reward Points on card renewal
Category Rewards
dining
10 Reward Points
10 Reward Points
grocery
10 Reward Points
10 Reward Points
entertainment
10 Reward Points
10 Reward Points
other
2 Reward Points on all other spends
2 Reward Points on all other spends
Fee Waiver
Waived on ₹1.5L annual spend
Rewards Details
Earn 10 Reward Points on every ₹100 spent on dining, groceries, departmental stores (including CSD Canteen), and movies. Earn 2 Reward Points on every ₹100 spent on all other transactions.
Reward Points — Redemption Value
- 1 Reward Point = ₹0.25 against outstanding balance
Benefits & Features
Domestic: 4 Visits Each Year (One Per Quarter) Free domestic airport lounge visits for defense personnel
Pros & Cons
Pros
- 10 Reward Points on dining, groceries, and movies
- 1% fuel surcharge waiver
- Renewal fee waived on spending ₹1.5 lakhs
Cons
- Annual fee of ₹1,499 from the second year
- No Reward Points on fuel transactions
Additional Info
Excluded Categories
fuelcash withdrawals
Partner Merchants
Pizza HutYatraPantaloons
Fees & Charges
Annual Fee₹1,499
Joining FeeNil
Fee WaiverWaived on ₹1.5L annual spend
Foreign Markup3.5% on all foreign currency spends
Interest Rate2.75% per month
Cash Advance2.5% of the withdrawn amount or a minimum of ₹500
Redemption Fee₹99 on every redemption request
Eligibility
Networks
rupay
Fee Waiver
Waived on ₹1.5L annual spend