All Cards
rupayselectcredit
SBI Shaurya Select Credit Card
SBI Card
travelshopping
Annual Fee
₹1,499
Joining Fee
Nil
Base Reward
10% points
Foreign Markup
3.5% on all foreign currency spends
Fee Waiver
Waived on ₹1.5L annual spend
Interest Rate
2.75% per month
Product Highlights
- Exclusive for defense personnel
- 1,500 bonus Reward Points on card renewal
Rewards
Earn 10 Reward Points on every ₹100 spent on dining, groceries, departmental stores (including CSD Canteen), and movies. Earn 2 Reward Points on every ₹100 spent on all other transactions.
Redemption
1 Reward Point = ₹0.25 against outstanding balance
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 10%(10 Reward Points) | No cap |
grocery | 10%(10 Reward Points) | No cap |
entertainment | 10%(10 Reward Points) | No cap |
other | 2%(2 Reward Points on all other spends) | No cap |
Benefits & Features
Domestic: 4 Visits Each Year (One Per Quarter) Free domestic airport lounge visits for defense personnel
Fees & Charges
Annual Fee₹1,499
Joining FeeNil
Fee WaiverWaived on ₹1.5L annual spend
Foreign Markup3.5% on all foreign currency spends
Interest Rate2.75% per month
Cash Advance2.5% of the withdrawn amount or a minimum of ₹500
Redemption Fee₹99 on every redemption request
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- 10 Reward Points on dining, groceries, and movies
- 1% fuel surcharge waiver
- Renewal fee waived on spending ₹1.5 lakhs
Cons
- Annual fee of ₹1,499 from the second year
- No Reward Points on fuel transactions
Additional Info
Excluded Categories
fuelcash withdrawals
Partner Merchants
Pizza HutYatraPantaloons