YES Bank POP CLUB Credit Card

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Annual Fee

FREE

Base Reward

10% points

Foreign Markup

3.4%

4.8/5

Welcome Benefits

Benefits Worth ₹5,000 Including 500 POPcoins, Cleartrip Voucher Worth ₹750, Cult Sport Voucher Worth ₹500, Zomato Gold Membership (3 Months) and More

Product Highlights

Zero joining and annual fees
Earn POPcoins on every transaction

Rewards Details

Earn 10 POPcoins for every ₹100 spent on online transactions and 2 POPcoins for every ₹100 spent offline. Get 5% POPcoins on POP UPI when using your YES Bank POP CLUB RuPay Card.

Reward Points — Redemption Value

1 POPcoin = Up to ₹1

Benefits & Features

3 Month Zomato Gold Membership

Pros & Cons

Pros

No joining or annual fees
Available on the RuPay network
Earn 5% instant POPcoins on POP UPI spends

Cons

No airport lounge access
Current Yes Bank Credit Cardholders cannot apply for this card

Additional Info

No joining fee for the YES Bank POP CLUB Credit Card

Eligible for all valid Yes Bank and RuPay offers

Partner Merchants

CleartripZomatoCult SportBlinkitPharmEasy

Fees & Charges

Annual FeeFREE

Joining FeeLIFETIME FREE (Limited Time Offer Till 31st March 2026)

Foreign Markup3.4%

Interest Rate3.99% (Monthly) or 47.88% (Annually)

Cash Advance2.5% of the Amount Withdrawn or ₹500

Eligibility

Min Age

21 yrs

Salaried

₹0.3L+

Self-Emp

₹5.0L+

Networks

rupay