IDFC FIRST Bank
IndiGo IDFC FIRST Dual Credit Card
visaclassiccredittravellifestyle
Annual Fee
₹4,999
Base Reward
1% cashback
Foreign Markup
3.5% + GST
Product Highlights
- Cashback for everyone, on every spend that matters.
- Earn 3X Reward points on UPI transactions
- 3X Reward points on UPI transactions
- Complimentary lounge access
Category Rewards
travel
3X Reward points on travel
3%
Merchant-Specific Rewards
IndiGo
3X Reward points
3%
Rewards Details
Earn 3X Reward points on UPI transactions. Cashback for everyone, on every spend that matters.
Redemption
1 CashPoint = ₹1 against statement
Benefits & Features
Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description
Pros & Cons
Pros
- 3X Reward points on UPI transactions
- Cashback on all spends
- Complimentary lounge access
Cons
- High annual fee
- Limited international lounge access
Partner Merchants
IndiGo
Fees & Charges
Annual Fee₹4,999
Joining Fee₹4,999
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Eligibility
Min Age
21 yrs
Salaried
₹0.3L+
Self-Emp
₹6.0L+
Networks
visamastercardrupay