SBI Card
SBI SimplySAVE UPI RuPay Credit Card
Annual Fee
₹499
Base Reward
0.17% points
Foreign Markup
3.5%
Welcome Benefits
2,000 Reward Points on Spending ₹2,000 in the First 60 Days
Product Highlights
- 10X Reward Points on movie, grocery, dining, and departmental store spends
- 1% fuel surcharge waiver
Category Rewards
grocery
10X Reward Points
10X Reward Points
dining
10X Reward Points
10X Reward Points
entertainment
10X Reward Points
10X Reward Points
shopping
1 Reward Point/₹150 Spent
1 Reward Point/₹150 Spent
Fee Waiver
Waived on ₹1L annual spend
Rewards Details
Earn 10X Reward Points on movie, grocery, dining, and departmental store spends. 1 Reward Point for every ₹150 spent on other purchases.
- 1 Reward Point = ₹0.25
Benefits & Features
1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 (capped at ₹100 per month)
Pros & Cons
Pros
- Low joining fee of ₹499
- Great reward points on spends
Cons
- No international or domestic lounge access
- No insurance benefits
- Reward redemptions will be chargeable at ₹99
Additional Info
Earn up to 5,000 accelerated points in a month; after reaching this cap, the normal reward rate shall be applicable.
Excluded Categories
Fees & Charges
Eligibility
Min Age
18 yrs
Salaried
₹0.2L+
Self-Emp
₹0.2L+
Networks
Fee Waiver
Waived on ₹1L annual spend