IndusInd Bank Avios Visa Infinite Credit Card
IndusInd Bank
Annual Fee
₹5,000
Joining Fee
₹10,000 + GST
Base Reward
1% miles
Foreign Markup
1.5% at Preferred International Destinations and 3.5% Everywhere Else
Interest Rate
3% Per Month and 36% Per Annum
Welcome Benefits
20,000 Bonus Avios
Product Highlights
- 20,000 Avios as a welcome benefit
- 2x Avios per Rs. 200 spent on Qatar or British Airways website
- 5x Avios per Rs. 200 spent at preferred international destinations
- Low forex markup fee of 1.5% at preferred international destinations
- Concierge service for travel planning
Rewards
6X Avios/₹200 at Preferred Destinations (POS Only), 5X Avios/₹200 for Spends on Qatar/British Airways Website, 3X Avios/₹200 for Online Spends at Preferred Destinations and 1X Avios/₹200 for Spends on Utilities, Insurance and Government Services.
Redemption
Avios earned can be redeemed against a host of different options at the Qatar Airways or British Airways website.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 6%(6X Avios at Preferred Destinations) | No cap |
other | 1%(1X Avios for Utilities, Insurance and Government Services) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Qatar Airways | 5X Avios | online |
| British Airways | 5X Avios | online |
Benefits & Features
Domestic: 2 domestic lounge access per quarter International: 2 international lounge access per quarter with Priority Pass Complimentary Priority Pass membership for international lounge access.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward rate of 6X Avios at preferred destinations
- Complimentary airport meet and greet service
- Access to international lounges via Priority Pass
Cons
- High joining fee of ₹10,000
- Annual fee of ₹5,000
Additional Info
Important note 1
Note 2
Excluded Categories