HomeCredit CardsSamsung Axis Bank Signature Credit Card
Samsung Axis Bank Signature Credit Card

Axis Bank

Samsung Axis Bank Signature Credit Card

visasignaturecreditshoppingonline

Annual Fee

₹500

Base Reward

5% cashback

Foreign Markup

3.5% + GST

4.5/5

Welcome Benefits

2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.

Product Highlights

  • 10% cashback on Samsung purchases
  • 4 complimentary domestic lounge access every year
  • 15% discount on dining via EazyDiner
  • Exclusive offers on Samsung products
  • Enhanced reward points on select categories

Category Rewards

shopping

10% cashback on Samsung purchases

10%

other

5 EDGE Points/₹100 on other spends

5%

Fee Waiver

Waived on ₹2L annual spend

Merchant-Specific Rewards

Zomato

Zomato

10 EDGE Points/₹100

10%
UrbanCompany

UrbanCompany

10 EDGE Points/₹100

10%
Tata 1MG

Tata 1MG

10 EDGE Points/₹100

10%
Myntra

Myntra

10 EDGE Points/₹100

10%
BigBasket

BigBasket

10 EDGE Points/₹100

10%

Rewards Details

10% cashback on all Samsung purchases, capped at ₹2,500 per month and ₹10,000 per year. Earn 10 EDGE Points/₹100 spent on Zomato, UrbanCompany, Tata 1MG, Myntra, and BigBasket. Earn 5 EDGE Points/₹100 on other domestic and international eligible spends.

Redemption

Cashback is provided against statements, and EDGE Rewards can be redeemed for multiple options such as statement cash or vouchers. 1 Edge Reward = ₹0.20.

Benefits & Features

Domestic: 4 complimentary domestic lounge access every year. (Unlocked on spends of ₹50,000 in the previous quarter.) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description not provided.

Pros & Cons

Pros

  • Affordable joining fee and annual fee of ₹500 + GST
  • Great cashback rate on Samsung purchases
  • Complimentary lounge access
  • 5% CashBack on Amazon
  • 5% CashBack on Flipkart

Cons

  • Airport lounge access is spend-based
  • Annual fee of ₹1,000
  • Limited to specific merchants for high rewards

Additional Info

The card is best for Samsung loyalists.

Offers solid benefits with lower annual charges.

Capped at ₹10,000 per anniversary year for Samsung purchases.

Excluded Categories

fuelcash advancesjewelryinsuranceeducationpayment of credit card feesrental paymentsEMI transactions on brands other than Samsungrent

Partner Merchants

ZomatoUrbanCompanyTata 1MGMyntraBigBasketAmazonFlipkart

Fees & Charges

Annual Fee₹500
Joining Fee₹1,000 + GST
Fee WaiverWaived on ₹2L annual spend
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount subject to a minimum of ₹500.
Redemption Fee₹99 + GST

Eligibility

Min Age

21 yrs

Salaried

₹0.3L+

Self-Emp

₹6.0L+

Networks

visamastercardrupay
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