HomeCredit CardsAxis Bank Shoppers Stop Credit Card
Axis Bank Shoppers Stop Credit Card

Axis Bank

Axis Bank Shoppers Stop Credit Card

visaclassiccreditshoppingonline

Annual Fee

₹1,000

Base Reward

1% cashback

Foreign Markup

3.5% (plus tax)

4.5/5

Welcome Benefits

First Citizen Reward Points Worth ₹300, Shoppers Stop Vouchers Worth ₹2,250, and Complimentary Shoppers Stop Golden Glow Membership

Product Highlights

  • 5% CashBack on select merchants
  • Complimentary lounge access
  • Complimentary Shoppers Stop First Citizen Club Golden Glow membership
  • No redemption fee for points

Category Rewards

shopping

5% CashBack Online

5%

Fee Waiver

Waived on ₹1L annual spend

Merchant-Specific Rewards

EazyDiner

EazyDiner

15% instant discount(up to ₹500 per month)

15%
Amazon

Amazon

5% CashBack

5%
Flipkart

Flipkart

5% CashBack

5%
Shoppers Stop

Shoppers Stop

5% CashBack

5%

Rewards Details

Earn 20 First Citizen points for every ₹200 spent at Shoppers Stop (Private Labels). Points are redeemable at Shoppers Stop and Homestop.

Redemption

The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop.

Benefits & Features

Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description

Pros & Cons

Pros

  • High reward rate on shopping
  • Complimentary lounge access
  • No redemption fee
  • Renewal fee waiver on spending of ₹1 lakh or more in the previous year

Cons

  • Annual fee applicable
  • Spending criteria for lounge access
  • No airport lounge access
  • Reward points limited to Shoppers Stop outlets

Additional Info

Important note 1

Note 2

Max reward cap of ₹500 per month on EazyDiner discounts.

Excluded Categories

fuelrentTransportationTollsUtilitiesInsuranceEducational InstitutionsGovt. InstitutionsWalletRentFuel

Partner Merchants

AmazonFlipkartShoppers StopEazyDiner

Fees & Charges

Annual Fee₹1,000
Joining Fee₹1,000 + GST
Fee WaiverWaived on ₹1L annual spend
Foreign Markup3.5% (plus tax)
Interest Rate3.75% per month
Cash Advance2.5% of the cash amount, min ₹500

Eligibility

Min Age

18 yrs

Networks

visamastercardrupay
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