HomeCredit CardsRBL Bank Platinum Maxima Plus Credit Card
RBL Bank Platinum Maxima Plus Credit Card

RBL Bank

RBL Bank Platinum Maxima Plus Credit Card

visaplatinumcredittravelshopping

Annual Fee

₹2,500

Base Reward

2% points

Foreign Markup

Up to 3.5% on all foreign currency transactions.

3.9/5

Welcome Benefits

10,000 Reward Points on making your first purchase within the first 30 days after card issuance.

Product Highlights

  • Welcome bonus of 10,000 Reward Points.
  • Get 2 Reward Points per ₹100 spent on all purchases.
  • Get 5x Reward Points on selected categories.
  • Complimentary domestic lounge access every quarter.
  • Up to 20,000 bonus reward points every year under milestone benefits.

Category Rewards

dining

10 Reward Points per ₹100 spent

10 Reward Points per ₹100 spent

entertainment

10 Reward Points per ₹100 spent

10 Reward Points per ₹100 spent

grocery

10 Reward Points per ₹100 spent

10 Reward Points per ₹100 spent

travel

10 Reward Points per ₹100 spent

10 Reward Points per ₹100 spent

Rewards Details

You earn 2 Reward Points for every ₹100 spent. You earn 10 Reward Points for every ₹100 spent on Dining, Entertainment, Grocery, and International Transactions. You also get 5x Reward Points on these categories.

Reward Points — Redemption Value
  • 1 Reward Point = ₹0.25.

Benefits & Features

Domestic: 2 Complimentary Domestic Lounge Access Each Quarter (Spends of ₹35,000 or More in the Previous Quarter) Only one person per card is allowed for the complimentary lounge visits.

Pros & Cons

Pros

  • 10,000 Reward Points welcome bonus.
  • 2 Reward Points per ₹100 spent.
  • 5x Reward Points on dining, entertainment, grocery, and international transactions.
  • Complimentary domestic lounge access.
  • 1% fuel surcharge waiver.

Cons

  • Annual fee of ₹2,500 + GST.
  • No complimentary international lounge access.
  • No waiver on renewal fee.

Additional Info

Maximum benefit through the 5x Reward offer is capped at 1000 Reward Points per transaction.

Excluded Categories

fuelrailwaysrentinsuranceutility payments

Partner Merchants

BookMyShow

Fees & Charges

Annual Fee₹2,500
Joining Fee₹2,500 + GST
Foreign MarkupUp to 3.5% on all foreign currency transactions.
Interest Rate3.99% per month
Cash Advance2.5% or a Minimum of ₹500
Redemption Fee₹99 + GST

Eligibility

Networks

visamastercardrupay