IDFC FIRST Bank
FIRST Corporate Credit Card - Lifetime Free Commercial Card
Annual Fee
Lifetime FreeBase Reward
1% cashback
Reward Calculator
Earns ₹500/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
2.0K
IDFC FIRST Reward Points
₹500
via standard · ₹0.25/pt
Effective rate
0.17%
Annual fee
FREE
Year 1 net
+₹500
Year 2+ net
+₹500
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
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Apply directly on the bank's official website. Quick approval, no hidden steps.
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