Axis Bank
Samsung Axis Bank Infinite Credit Card
Annual Fee
₹5,900₹5,000 + GSTBase Reward
5% cashback
Foreign Markup
3.5% of the transaction amount
Welcome Benefits
30,000 EDGE Reward Points on 3 transactions within 30 days of card issuance
Product Highlights
- 30,000 EDGE Reward Points as a welcome benefit
- 10% cashback on Samsung purchases
- 8 domestic and 6 international lounge visits
Category Rewards
shopping
10% CashBack on Samsung
10%
Specialty
15 EDGE Points on select brands
15%
Fee Waiver
Waived on ₹7L annual spend
Merchant-Specific Rewards
Samsung India
★ 10% Samsung cashback(Cap ₹5,000/mo)
Zomato
15 RP per ₹100 on preferred merchants
Big Basket
15 RP per ₹100 on preferred merchants
Myntra
15 RP per ₹100 on preferred merchants
Tata 1mg
15 RP per ₹100 on preferred merchants
Urban Clap
15 RP per ₹100 on preferred merchants
Reward Calculator
Earns ₹3,000/year (net)
Modest gain. Solid hold if you like the perks.
₹16K
across all your buckets
15K
Axis EDGE Reward Points
₹3K
via catalogue · ₹0.2/pt
Effective rate
1.56%
Annual fee
FREE
Year 1 net
+₹9,000
incl. welcome
Year 2+ net
+₹3,000
ongoing
Adjust your spend by reward bucket
3 bucketsReal Reward Ceiling
Headline %s are gated by caps. Here's how far each accelerator stretches before it falls back to the base rate.
★ 10% Samsung cashback
Headline: 10.00% effective
₹5,000/month ÷ 10.00% = ₹50,000 eligible spend/month
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%Kicks in after ₹10,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹25,000 cumulative utility spends/cycle
Excluded from rewards
fuel, rent, wallet, emi, cash advance, government, education, insurance
Fuel surcharge waiver (good news)
capped at ₹500/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
10% cashback on Samsung purchases (capped at ₹5,000/month, ₹20,000/year). 15 EDGE Points/₹100 spent on BigBasket, Tata 1mg, Zomato, and Myntra. 5 EDGE Points/₹100 spent elsewhere.
Redemption
1 EDGE Reward = ₹0.20 against statement
Benefits & Features
Domestic: 8 complimentary visits per year (N/A) International: 6 complimentary visits per year via Priority Pass (Available after one successful transaction within 30 days of card issuance) Complimentary lounge access includes 8 domestic visits and 6 international visits via Priority Pass. No additional charges apply if criteria are met.
Pros & Cons
Pros
- High 10% cashback on Samsung purchases
- Complimentary EazyDiner Membership with dining discounts
- 8 domestic and 6 international lounge visits
Cons
- Annual fee of ₹5,000
- Cashback capped at ₹5,000/month and ₹20,000/year
- No EDGE Points on fuel transactions
Additional Info
Cashback on Samsung purchases is capped at ₹5,000 per month and ₹20,000 per year.
EazyDiner Membership activation requires a unique code provided with the card.
No EDGE Points are earned on fuel transactions.
Max cashback of ₹5,000/month and ₹20,000/year on Samsung purchases.
Excluded Categories
Partner Merchants
Ready to apply?
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Fees & Charges
Eligibility
Min Age
18 yrs
Networks
Fee Waiver
Waived on ₹7L annual spend