RBL Bank
RBL Bank DMI Finance Credit Card
rupayclassiccreditshoppingonline
Annual Fee
₹499
Base Reward
1% points
Foreign Markup
3.5%
4.3/5
Welcome Benefits
Earn 2,000 Reward Points; BookMyShow movie voucher worth ₹200 on card activation
Product Highlights
- 2,000 Reward Points and a complimentary movie ticket as a welcome benefit
- 1% fuel surcharge waiver up to ₹100
Category Rewards
shopping
2 RP for every ₹100 spent online
2 RP for every ₹100 spent online
other
1 RP for every ₹100 spent offline
1 RP for every ₹100 spent offline
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
BookMyShow
online
2 RP for every ₹100 spent online
Amazon
online(On spending ₹2 lakhs annually)
Amazon voucher worth ₹500 on annual spend
Swiggy
online(On spending ₹3 lakhs annually)
Swiggy voucher worth ₹200 on annual spend
Rewards Details
Users earn 2 Reward Points for every ₹100 spent online and 1 Reward Point for every ₹100 spent offline. Vouchers can be redeemed at RBL Rewards.
Reward Points — Redemption Value
- Vouchers earned can be redeemed at RBL Rewards
Benefits & Features
1% fuel surcharge waiver up to ₹100 on transactions between ₹500 to ₹4,000
Pros & Cons
Pros
- This card comes with a nominal fee of ₹499 plus taxes.
- The Reward Points can be redeemed for air travel, hotel stays, shopping vouchers, and much more.
Cons
- There are no travel perks included with this card.
- This card does not offer any spend-based waiver to its users.
Additional Info
Important note 1
Note 2
Users can earn 500 Reward Points every month.
Excluded Categories
railwaysfuel & autoutilitieswalletreal estategovernment servicesinsuranceeducationcontracted servicescashEMImiscellaneous
Partner Merchants
BookMyShowAmazonSwiggy
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance2.5% of the cash amount or a minimum of ₹500
Redemption Fee₹99 + GST
Eligibility
Networks
rupay