HomeCredit CardsAxis Bank SELECT Credit Card
Axis Bank SELECT Credit Card

Axis Bank

Axis Bank SELECT Credit Card

visaselectcredittravelshoppingonline

Annual Fee

₹3,000

Base Reward

2% edge_points

Foreign Markup

3.5% + GST

4.6/5

Welcome Benefits

10,000 EDGE Reward Points (Worth ₹2,000) on First Transaction

Product Highlights

  • 20 EDGE Points/₹200 on retail spends
  • 12 complimentary international lounge accesses
  • 5% CashBack on Amazon
  • 5% CashBack on Flipkart
  • 1% CashBack on all other spends

Category Rewards

shopping

20 EDGE Points/₹200 on Retail Spends

20 EDGE Points/₹200 on Retail Spends

~0.4% effective

dining

Up to ₹800 off on dining transactions

Up to ₹800 off on dining transactions

~5% effective

Fee Waiver

Renewal Fee Waived on Spends of ₹8 Lakh or More

Merchant-Specific Rewards

1 pt = ₹0.2
BigBasket

BigBasket

online(On minimum purchase of ₹2,500)

Flat ₹500 off~100% effective
Swiggy

Swiggy

online(Valid twice a month on minimum transaction amount of ₹1,000)

Flat ₹200 off~40% effective

Rewards Details

Earn 20 EDGE Points per ₹200 on retail spends up to ₹20,000 cumulatively per month, and 10 EDGE Points per ₹200 spent thereafter. Enjoy discounts at partner restaurants and on Swiggy orders.

Edge Points — Redemption ValueBest: ₹0.2/point
  • 1 CashPoint = ₹1 against statement

We use ₹0.2/point as the effective value for card comparisons and recommendations.

Benefits & Features

Domestic: 4 complimentary visits per quarter via DreamFolks (Spends of ₹50,000 or More in the Previous 3 Months) International: 2 per year via Priority Pass (With Priority Pass Membership) Full lounge access description

Pros & Cons

Pros

  • ₹200 off on Swiggy orders twice a month
  • Complimentary priority pass membership included
  • 1,000 CashPoints on card setup
  • 4 complimentary lounge visits per quarter
  • ₹1,000 gift vouchers on ₹1L quarterly spend

Cons

  • No reward points on fuel transactions
  • High joining fee of ₹3,000 plus applicable taxes
  • Annual fee of ₹1,000
  • Limited to specific merchants for higher cashback

Additional Info

Important note 1

Note 2

Earn 20 EDGE Points/₹200 on spends up to ₹20,000 cumulatively per month.

Excluded Categories

fuelinsurancegoldgovernment serviceseducationutilitieswallet spendsrent

Partner Merchants

SwiggyBigBasketAmazonFlipkart

Fees & Charges

Annual Fee₹3,000
Joining Fee₹3,000 + GST
Fee WaiverRenewal Fee Waived on Spends of ₹8 Lakh or More
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% or a Minimum of ₹500

Eligibility

Min Age

21 yrs

Salaried

₹0.3L+

Self-Emp

₹6.0L+

Networks

visamastercard