RBL Bank
RBL Bank Nova Credit Card
rupayplatinumcredittravelshopping
Annual Fee
₹12,500
Base Reward
6% points
Foreign Markup
2%
4.5/5
Welcome Benefits
Taj Experiences Or Luxe Gift Card Worth ₹12,500
Product Highlights
- Premium offering with lifestyle and travel benefits
- Accelerated rewards for flight and hotel bookings
Category Rewards
travel
12 Reward Points per ₹200 for Flights and Hotels
12 Reward Points per ₹200 for Flights and Hotels
other
4 Reward Points per ₹200 spent elsewhere
4 Reward Points per ₹200 spent elsewhere
Rewards Details
Earn 12 Reward Points per ₹200 for flight and hotel bookings via the dedicated RBL Nova portal. Earn 4 Reward Points per ₹200 spent on eligible categories.
Reward Points — Redemption Value
- 1 Reward Point = Up to ₹1
Benefits & Features
Domestic: 12 Lounge Visits Each Year International: 12 Lounge Visits for Primary Cardholder + 4 Guest Visits Each Year Complimentary airport lounge access both within India and abroad.
Pros & Cons
Pros
- Accelerated rewards for flight and hotel bookings
- Complimentary domestic and international lounge access
Cons
- High annual fee of ₹12,500
- No zero forex charges on international transactions
Additional Info
Excluded Categories
fuelutilitiesinsurancereal estate/rentalswallet/service providersgovernment servicescontracted servicescash transactionsmiscellaneous spendsBills2PayEMIs
Partner Merchants
TajLuxe
Fees & Charges
Annual Fee₹12,500
Joining Fee₹12,500 + GST
Foreign Markup2%
Interest RateUp to 3.99% Per Month or 47.88% Per Annum
Cash Advance2.5% (Minimum ₹500)
Eligibility
Networks
rupayvisamastercard