All Cards
rupayplatinumcredit
RBL Bank Nova Credit Card
RBL Bank
travelshopping
Annual Fee
₹12,500
Joining Fee
₹12,500 + GST
Base Reward
6% points
Foreign Markup
2%
Interest Rate
Up to 3.99% Per Month or 47.88% Per Annum
Welcome Benefits
Taj Experiences Or Luxe Gift Card Worth ₹12,500
Product Highlights
- Premium offering with lifestyle and travel benefits
- Accelerated rewards for flight and hotel bookings
Rewards
Earn 12 Reward Points per ₹200 for flight and hotel bookings via the dedicated RBL Nova portal. Earn 4 Reward Points per ₹200 spent on eligible categories.
Redemption
1 Reward Point = Up to ₹1
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 6%(12 Reward Points per ₹200 for Flights and Hotels) | No cap |
other | 2%(4 Reward Points per ₹200 spent elsewhere) | No cap |
Benefits & Features
Domestic: 12 Lounge Visits Each Year International: 12 Lounge Visits for Primary Cardholder + 4 Guest Visits Each Year Complimentary airport lounge access both within India and abroad.
Fees & Charges
Annual Fee₹12,500
Joining Fee₹12,500 + GST
Foreign Markup2%
Interest RateUp to 3.99% Per Month or 47.88% Per Annum
Cash Advance2.5% (Minimum ₹500)
Eligibility
Available Networks
rupayvisamastercard
Pros & Cons
Pros
- Accelerated rewards for flight and hotel bookings
- Complimentary domestic and international lounge access
Cons
- High annual fee of ₹12,500
- No zero forex charges on international transactions
Additional Info
Excluded Categories
fuelutilitiesinsurancereal estate/rentalswallet/service providersgovernment servicescontracted servicescash transactionsmiscellaneous spendsBills2PayEMIs
Partner Merchants
TajLuxe