ICICI Bank
ICICI Bank Carbon Credit Card
Annual Fee
₹1,180₹1,000 + GSTBase Reward
2% points
Foreign Markup
3.5% of the transaction amount
Product Highlights
- Highly secure credit card for online transactions
- Up to 3 free movie tickets every month
- Get a 15% or more discount on dining
- Complimentary airport lounge access every quarter
- Up to ₹1,500 off on flight bookings
Reward Calculator
Earns ₹320/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
6K
PAYBACK Reward Points
₹1.5K
via standard · ₹0.25/pt
Effective rate
0.50%
Annual fee
₹1,180
Year 1 net
+₹320
Year 2+ net
+₹320
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%from Jan 2026Kicks in after ₹5,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹50,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, rent, wallet, emi, cash advance, utility
Fuel surcharge waiver (good news)
2.5%Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
You earn 2 Reward Points on every retail spend of ₹100. You can avail up to 3 free movie tickets every month on BookMyShow and a discount of 15% or more on dining.
- 1 Reward Point = ₹0.25 against cashback, gift, and several other options.
Benefits & Features
Domestic: 4 complimentary visits per calendar quarter International: N/A Complimentary airport lounge access every quarter.
Pros & Cons
Pros
- 2 Reward Points per ₹100 spent
- Up to 3 free movie tickets every month
- 15% discount on dining
- Complimentary lounge access
Cons
- No Reward Points on fuel transactions
- Joining fee of ₹1,000 + GST
- Redemption fee of ₹99 per request
Additional Info
Only existing ICICI Bank cardmembers are eligible to get this card.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks