AU Small Finance Bank
AU Nomo Credit Card
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
0.99%
Welcome Benefits
500 Reward Points as a joining benefit
Product Highlights
- Secured credit card against a fixed deposit of ₹20,000
- No renewal charges from the second year onwards
- Complimentary railway lounge access
Category Rewards
other
2 Reward Points/₹100 Spent on Retail
2 Reward Points/₹100 Spent on Retail
utilities
1 Reward Point/₹100 Spent on Utility and Insurance
1 Reward Point/₹100 Spent on Utility and Insurance
Fee Waiver
No renewal charges from the second year onwards
Rewards Details
Earn 2 Reward Points for every ₹100 spent on retail transactions. Earn 1 Reward Point for every ₹100 spent on utility and insurance transactions.
- 1 RP = ₹0.25
Benefits & Features
Domestic: 2 Free Visits Each Quarter (Spending ₹20,000 in a Calendar Quarter) Complimentary access to railway lounges and spend-based airport lounge access.
Pros & Cons
Pros
- Low forex markup charge of 0.99%
- Rewards on utility and insurance spends
Cons
- Ideal for beginners, lacks higher features
- No dining or movie benefits
Additional Info
Minimum fixed deposit of ₹20,000 required
Card is ideal for first-time credit card users
Excluded Categories
Fees & Charges
Eligibility
Min Age
18 yrs
Networks
Fee Waiver
No renewal charges from the second year onwards