All Cards
rupaybasiccredit
Zagg Credit Card
fintech
shoppingonline
Annual Fee
FREE
Base Reward
3% points
Foreign Markup
3.5%
Interest Rate
3.99% per month
Product Highlights
- No joining or annual fees
- 3% Zagg coins on UPI transactions
- 40% off on food delivery
- Buy 1 Get 1 free movie tickets
Rewards
Earn 3% Zagg Coins on every UPI transaction made through the Zagg app. Get 40% off on food orders from Swiggy and Zomato. Enjoy buy one get one free movie tickets on District and BookMyShow.
Redemption
1 Zagg Coin = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 40%(40% Off on Food Orders) | No cap |
entertainment | Buy 1 Get 1 Free Movie Tickets | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Swiggy | 40% Off | online |
| Zomato | 40% Off | online |
| District | Buy 1 Get 1 Free | online |
| BookMyShow | Buy 1 Get 1 Free | online |
Benefits & Features
Domestic: 2 Visits Per Calendar Quarter (Spend of at least ₹50,000 in the Previous Quarter) 2 complimentary domestic lounge visits per calendar quarter based on previous quarter's spend.
Fees & Charges
Annual FeeFREE
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance3.99% Monthly
Redemption Fee₹100+GST
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- No joining or annual fees
- Discount on food delivery apps
- Domestic lounge access
Cons
- No milestones or welcome benefits
- Limited rewards for high spenders
Additional Info
Ideal for beginners
Focus on UPI transactions and food delivery
Maximum amount of coins equals 1.5% of your total credit limit.
Partner Merchants
SwiggyZomatoDistrictBookMyShow