HomeCredit CardsZagg Credit Card
Zagg Credit Card

fintech

Zagg Credit Card

rupaybasiccreditshoppingonline

Annual Fee

FREE

Base Reward

3% points

Foreign Markup

3.5%

4.3/5

Product Highlights

  • No joining or annual fees
  • 3% Zagg coins on UPI transactions
  • 40% off on food delivery
  • Buy 1 Get 1 free movie tickets

Category Rewards

dining

40% Off on Food Orders

40% Off on Food Orders

entertainment

Buy 1 Get 1 Free Movie Tickets

Buy 1 Get 1 Free Movie Tickets

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
District

District

online

Buy 1 Get 1 Free
BookMyShow

BookMyShow

online

Buy 1 Get 1 Free
Swiggy

Swiggy

online

40% Off
Zomato

Zomato

online

40% Off

Rewards Details

Earn 3% Zagg Coins on every UPI transaction made through the Zagg app. Get 40% off on food orders from Swiggy and Zomato. Enjoy buy one get one free movie tickets on District and BookMyShow.

Reward Points — Redemption Value
  • 1 Zagg Coin = ₹0.25

Benefits & Features

Domestic: 2 Visits Per Calendar Quarter (Spend of at least ₹50,000 in the Previous Quarter) 2 complimentary domestic lounge visits per calendar quarter based on previous quarter's spend.

Pros & Cons

Pros

  • No joining or annual fees
  • Discount on food delivery apps
  • Domestic lounge access

Cons

  • No milestones or welcome benefits
  • Limited rewards for high spenders

Additional Info

Ideal for beginners

Focus on UPI transactions and food delivery

Maximum amount of coins equals 1.5% of your total credit limit.

Partner Merchants

SwiggyZomatoDistrictBookMyShow

Fees & Charges

Annual FeeFREE
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance3.99% Monthly
Redemption Fee₹100+GST

Eligibility

Networks

rupay
Zagg Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane