All Cards
rupayselectcredit
Canara RuPay Select Secured Credit Card
Canara Bank
shoppingonline
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
Up to 3% of transaction amount.
Interest Rate
2.5% per month
Welcome Benefits
₹ 500 Gift Voucher from Croma (Infiniti Retail Ltd.)
Product Highlights
- Up to 50 days of interest-free credit
- Easy EMI Conversion through Canara ai1 app
Rewards
2 points for every ₹100 transaction for purchases/payments. Value of each point is ₹0.25.
Redemption
Points can be redeemed against purchases.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
utilities | 5%(5% CashBack on Utility Bills) | No cap |
dining | 5%(5% CashBack on Eating Places & Restaurants) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Utility Bills | 5% CashBack(Capped at ₹50 per month) | online |
| Eating Places & Restaurants | 5% CashBack(Capped at ₹50 per month) | offline |
Benefits & Features
Domestic: 2 per quarter (Covers 30 Lounges across 11 cities in India.) International: 2 per year (Covers 500+ Lounges across 300+ cities worldwide.) Full lounge access description not provided.
Fees & Charges
Annual FeeFREE
Foreign MarkupUp to 3% of transaction amount.
Interest Rate2.5% per month
Cash Advance3% of transaction amount subject to a minimum of ₹150.
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Complimentary Insurance Benefits
- 24X7 Concierge Services
Cons
- Inactivity fee of ₹300 if annual turnover is below ₹1,00,000
- Cash withdrawal service charge of ₹30 per ₹1000
Additional Info
Capped at ₹50 per month for utility bill payments.
Partner Merchants
CromaApollo PharmacySnapdeal