Canara Bank
Canara RuPay Select Secured Credit Card
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
Up to 3% of transaction amount.
Welcome Benefits
₹ 500 Gift Voucher from Croma (Infiniti Retail Ltd.)
Product Highlights
- Up to 50 days of interest-free credit
- Easy EMI Conversion through Canara ai1 app
Category Rewards
utilities
5% CashBack on Utility Bills
5% CashBack on Utility Bills
dining
5% CashBack on Eating Places & Restaurants
5% CashBack on Eating Places & Restaurants
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Utility Bills
online(Capped at ₹50 per month)
Eating Places & Restaurants
offline(Capped at ₹50 per month)
Rewards Details
2 points for every ₹100 transaction for purchases/payments. Value of each point is ₹0.25.
- Points can be redeemed against purchases.
Benefits & Features
Domestic: 2 per quarter (Covers 30 Lounges across 11 cities in India.) International: 2 per year (Covers 500+ Lounges across 300+ cities worldwide.) Full lounge access description not provided.
Pros & Cons
Pros
- Complimentary Insurance Benefits
- 24X7 Concierge Services
Cons
- Inactivity fee of ₹300 if annual turnover is below ₹1,00,000
- Cash withdrawal service charge of ₹30 per ₹1000
Additional Info
Capped at ₹50 per month for utility bill payments.
Partner Merchants
Fees & Charges
Eligibility
Networks