HomeCredit Cardsslice UPI Credit Card
slice UPI Credit Card

fintech

slice UPI Credit Card

visaclassiccreditUPI

Annual Fee

Lifetime Free

Base Reward

3% cashback

Foreign Markup

Zero

VerifiedLast updated 26 May 2026

Welcome Benefits

N/A

Product Highlights

  • No joining or annual fee
  • Up to 3% cashback on every transaction
  • Zero foreign exchange charges
  • Split purchases into 3 interest-free monthly installments

Category Rewards

Specialty

Up to 3% instant cashback on UPI

3%

Specialty

Up to 3% instant cashback on UPI

3%

Reward Calculator

Earns ₹2,280/year (net)

Modest gain. Solid hold if you like the perks.

Monthly spend

13K

across all your buckets

Cashback / yr

₹2.3K

direct cashback

Direct value

2.3K

via direct credit

Effective rate

1.46%

Annual fee

FREE

Year 1 net

+₹2,280

Year 2+ net

+₹2,280

ongoing

Adjust your spend by reward bucket

2 buckets
3.00%Up to 3% instant cashback on UPI
₹3,000/mo
Earns ₹90 / mo≈ ₹90 worth/mo
1.00%All other spends
₹10,000/mo
Earns ₹100 / mo≈ ₹100 worth/mo

Surcharges & Exclusions

Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.

Fuel surcharge waiver (good news)

1%

Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.

Rewards Details

Earn up to 3% cashback on every transaction with the slice UPI Credit Card.

Redemption

N/A

Pros & Cons

Pros

  • Lifetime free credit card
  • Up to 3% cashback on every purchase
  • No extra conversion fees for international transactions

Cons

  • Not best suited for high-end customers
  • No extra benefits like travel insurance or lounge access

Ready to apply?

Apply directly on the bank's official website. Quick approval, no hidden steps.

Apply Now

Official bank website · Secure

Fees & Charges

Annual FeeFREE
Joining FeeN/A
Foreign MarkupZero
Interest Rate3.5%
Cash Advance2.5% of the Transaction Amount or ₹25, Whichever is Higher

Eligibility

Networks

rupay
slice UPI Credit Card — Benefits, Rewards & Fees | Ri8Lane