HDFC Bank
Tata Neu Plus HDFC Bank Credit Card
Annual Fee
₹499
Base Reward
1% cashback
Foreign Markup
3.5%
Welcome Benefits
499 NeuCoins on successful transaction within first 30 days
Product Highlights
- 499 NeuCoins welcome benefit on first transaction
- 2% back as NeuCoins on Tata brands
- 1% back as NeuCoins on Non-Tata brands
Category Rewards
shopping
2% back on Tata brands
2%
other
1% back on Non-Tata brands
1%
Fee Waiver
Waived on ₹1L annual spend
Merchant-Specific Rewards
Tata 1MG
2% back(1,000 NeuCoins/month)
Croma
2% back(1,000 NeuCoins/month)
Air India
2% back(1,000 NeuCoins/month)
Titan
2% back(1,000 NeuCoins/month)
Tanishq
2% back(1,000 NeuCoins/month)
IHCL
2% back(1,000 NeuCoins/month)
Rewards Details
2% back as NeuCoins while shopping at Tata brands like Tata 1MG, Croma, Air India, Titan, Tanishq, IHCL. 1% back as NeuCoins on non-Tata brands. Additional 5% back on Tata Neu app or website.
Redemption
NeuCoins can be redeemed on the Tata Neu App/Website or on Partner Tata Brands.
Benefits & Features
Domestic: 4 Free Lounge Visits (Min ₹50,000 quarterly spend required for activation) International: N/A (N/A) Complimentary lounge access on ₹50,000+ quarterly spend. Without spend criteria, lounge access is not available.
Pros & Cons
Pros
- High rewards on Tata brands with 2% back
- Waive off renewal fees with ₹1L spend
- Additional 5% back on Tata Neu app
Cons
- No international lounge access
- No movie or dining benefits
- NeuCoins expire after 365 days
Additional Info
NeuCoins are valid for a period of 365 days from the date of earning.
Cardholders must perform a transaction within the first 30 days to receive the welcome benefit.
The renewal fee is waived only if the cardholder spends ₹1L or more in a calendar year.
Max 1,000 NeuCoins per month from grocery transactions.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹0.3L+
Self-Emp
₹6.0L+
Networks
Fee Waiver
Waived on ₹1L annual spend