Federal Bank
Federal Bank RuPay Wave Credit Card
rupaybasiccreditshopping
Annual Fee
FREE
Base Reward
0.5% points
Foreign Markup
3.5%
4.4/5
Welcome Benefits
10% Cashback on First Five UPI Spends
Product Highlights
- Easy linking to UPI apps
- Lifetime free credit card
Category Rewards
other
1 Reward Point Per ₹200 Spent
1 Reward Point Per ₹200 Spent
Rewards Details
Earn 1 Reward Point for every ₹200 spent using this card. Get 10% cashback on the first five UPI transactions made with the Federal RuPay Wave Card.
Reward Points — Redemption Value
- Redeem for Vouchers and Other Options
Benefits & Features
1,000 bonus reward points on spending ₹50,000 or more in a quarter.
Pros & Cons
Pros
- Easy UPI payments
- 10% cashback on first five UPI transactions
Cons
- Shared limit with other Federal Bank Credit Cards
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate41.88%
Redemption Fee₹99
Eligibility
Networks
rupay