Canara Bank
Canara Visa Signature Credit Card
Annual Fee
Lifetime FreeBase Reward
2% points
Foreign Markup
3% on Forex Transactions
Product Highlights
- Upto 50 days of interest free credit
- Easy EMI Conversion through Canara ai1 app
- Domestic & International Acceptance
Reward Calculator
Earns ₹1,500/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
6K
Canara Reward Points
₹1.5K
via standard · ₹0.25/pt
Effective rate
0.50%
Annual fee
FREE
Year 1 net
+₹1,500
Year 2+ net
+₹1,500
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, rent, wallet, emi, cash advance, government
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Rewards Points for every PoS / e-commerce transaction.
- Cashback or Goods Purchase through www.canararewardz.com
Benefits & Features
Domestic: 3 per quarter International: 1 per quarter Available at Selected Lounges.
Pros & Cons
Pros
- Zero Annual, Joining and Enrolment Fee
- 2 Points per every ₹100/- spent on POS/ E-Commerce
Cons
- Cash-Withdrawal Limit 50% of Credit Limit or ₹50,000/-
- Inactivity Fee of ₹1000/- if annual turnover of ₹2,00,000/- is not met
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Salaried
₹0.0L+
Self-Emp
₹10.0L+
Networks