HomeCredit CardsIndusInd Bank Crest Credit Card
IndusInd Bank Crest Credit Card

IndusInd Bank

IndusInd Bank Crest Credit Card

visaplatinumcredittravelshopping

Annual Fee

₹10,000

Base Reward

2.5% points

Foreign Markup

3.5% + GST

4.2/5

Welcome Benefits

N/A

Product Highlights

  • Complimentary access to domestic and international lounges
  • Discount on dining bills with Club ITC Culinaire membership

Category Rewards

dining

25% savings on dining bills

25% savings on dining bills

entertainment

Buy One Get One on movie tickets

Buy One Get One on movie tickets

Fee Waiver

Annual membership fee waived off on spending Rs. 20,00,000 in the previous year

Rewards Details

2.5 Reward Points for every ₹100 spent internationally and 1 Reward Point for every ₹100 spent domestically. Buy One Get One offer on BookMyShow movie tickets (max three free tickets/month). Up to ₹3,000 off on dining bills at over 100 partner restaurants.

Reward Points — Redemption Value
  • 1 RP = ₹0.75 for Redeeming Against Cash Credit and 2 RPs = 1 KrisFlyer Miles

Benefits & Features

Domestic: 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program. International: 2 complimentary international lounge visits every quarter with the LoungeKey membership. Complimentary access to domestic and international lounges.

Pros & Cons

Pros

  • High reward rate of 2.5 RPs/₹100 spent internationally
  • Complimentary golf lessons and games
  • Exclusive dining benefits

Cons

  • High annual fee of ₹10,000 + GST
  • Joining fee of ₹75,000 + GST

Additional Info

Reward points valid for 1 year from the date of accrual

No Priority Pass membership offered with this card

Partner Merchants

BookMyShowITC HotelsFortune HotelsWelcomHeritage Hotels

Fees & Charges

Annual Fee₹10,000
Joining Fee₹75,000 + GST
Fee WaiverAnnual membership fee waived off on spending Rs. 20,00,000 in the previous year
Foreign Markup3.5% + GST
Interest Rate2.99% per month (or 36% annually)
Cash Advance2.5% of the advanced amount, subject to a minimum amount of ₹300
Redemption Fee₹100

Eligibility

Networks

visamastercard