IndusInd Bank
IndusInd Bank Signature Visa Credit Card
visasignaturecredittravel
Annual Fee
FREE
Base Reward
1.5% points
Foreign Markup
3.5% on all foreign currency transactions.
3.8/5
Welcome Benefits
Get a luxurious stay at any of the best Oberoi hotels.
Product Highlights
- One complimentary stay at Oberoi hotels
- Get 1.5 Reward Points for every spend of ₹100
- Buy one get 1 free offer on booking movie tickets through BookMyShow
- Get complimentary Priority Pass Membership
- Get 2 complimentary lounge visits per quarter
- Get 1 complimentary golf game each month at selected golf courses
- 1% fuel surcharge waiver
Rewards Details
You earn 1.5 Reward Points for every ₹100 spent on all purchases. You earn 0.75 Reward Points on every ₹100 spent on utility and insurance categories. No reward points will be earned on fuel transactions.
Reward Points — Redemption Value
- 1 Reward Point = ₹1 against cash credit; 1 Reward Point = 1 InterMile; 1 Reward Point = 1 CV Point.
Benefits & Features
Domestic: 2 complimentary domestic lounge access every quarter. Complimentary domestic lounge access every quarter.
Pros & Cons
Pros
- High reward rate of 1.5 points on all spends
- Complimentary movie tickets
- Complimentary golf sessions
- Priority Pass membership for lounge access
Cons
- High joining fee of ₹50,000
- No reward points on fuel transactions
Additional Info
Excluded Categories
fuel
Partner Merchants
BookMyShow
Fees & Charges
Annual FeeFREE
Joining Fee₹50,000 + GST
Foreign Markup3.5% on all foreign currency transactions.
Interest Rate3.83% per month (45.96 per annum)
Cash Advance2.5% or ₹300 (whichever is higher)
Redemption Fee₹100
Eligibility
Networks
visa