SBI Card
SBI Aurum Credit Card
Annual Fee
₹9,999
Base Reward
1% points
Foreign Markup
1.99% of the transaction amount
Welcome Benefits
40,000 Reward Points and Complimentary Memberships of Club Marriott, Wall Street Journal, and Mint
Product Highlights
- 40,000 Reward Points as a Welcome Benefit
- Complimentary memberships of Club Marriott, Wall Street Journal, and Mint
Category Rewards
entertainment
4 Reward Points per ₹100 spent
4 Reward Points per ₹100 spent
travel
4 Reward Points per ₹100 spent
4 Reward Points per ₹100 spent
dining
4 Reward Points per ₹100 spent
4 Reward Points per ₹100 spent
shopping
4 Reward Points per ₹100 spent
4 Reward Points per ₹100 spent
Fee Waiver
Annual membership fee waived off on annual spends of ₹12,00,000
Rewards Details
Earn 4 Reward Points per ₹100 spent. Redeem points for gift vouchers, hotel reservations, flight tickets, etc.
- 4 Reward Points = ₹1
Benefits & Features
Domestic: 4 Free Visits Each Quarter (For Both Primary and Add-On Cardholders) International: Unlimited International Airport Lounge Access (Complimentary membership of the Dreamfolks airport lounge program) One complimentary guest visit each quarter is also offered.
Pros & Cons
Pros
- 40,000 Reward Points as a welcome benefit
- Tata CLiQ Luxury vouchers worth ₹5,000 on achieving the milestone benefit
Cons
- Basic reward rate of 1%
- Earlier subscriptions like Amazon Prime and Zomato Gold discontinued
Additional Info
Invite-only card
Requires excellent credit score and strong relationship with the card issuer
Max cap of ₹250 per movie ticket for BookMyShow.
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹40.0L+
Networks
Fee Waiver
Annual membership fee waived off on annual spends of ₹12,00,000