RBL Bank
RBL Bank iGlobe Credit Card
Annual Fee
₹3,540₹3,000 + GSTBase Reward
5% points
Foreign Markup
1.5%
Welcome Benefits
MMT voucher worth ₹3,000
Product Highlights
- 24/7 concierge services
- Golf privileges included
Category Rewards
Specialty
10X RP on International transactions
10X
Reward Calculator
Costs you ₹1,140/year
Break-even needs ~₹19,175/month at your reward mix.
₹13K
across all your buckets
9.6K
RBL Reward Points
₹2.4K
via standard · ₹0.25/pt
Effective rate
1.54%
Annual fee
₹3,540
Year 1 net
₹-1,140
Year 2+ net
₹-1,140
ongoing
Adjust your spend by reward bucket
2 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
10,000 bonus Reward Points
Additional 10,000 bonus Reward Points
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, emi, cash advance, rent, wallet, government
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹250/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 5 Reward Points for every ₹100 spent on domestic purchases; 10 Reward Points for every ₹100 spent on international transactions.
- Earned RP is redeemable at rblrewards website.
Benefits & Features
Domestic: 2 airport lounge access every quarter International: 6 airport lounge access annually Access to airport lounges, both domestic and international.
Pros & Cons
Pros
- Earn 10 Reward Points for every ₹100 spent internationally
- 4 complimentary rounds of golf each year
Cons
- No insurance benefits
- Certain transactions do not earn rewards
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks