All Cards
rupaybasiccredit
Axis My Zone Easy Credit Card
Axis Bank
shopping
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
4% points
Foreign Markup
3.5% of the total transaction amount.
Interest Rate
3.75% per month
Product Highlights
- Secured credit card
- Earn 4 Edge Reward Points on every Rs. 200 spent
- Up to ₹1,000 discount every year on movie tickets
- Zero liability protection against lost/stolen card
Rewards
Earn 4 Edge Reward Points on every Rs. 200 spent. Get 25% cashback on movie ticket bookings and a minimum of 15% discount on dining.
Redemption
1 Edge Reward Point = ₹0.20 against statement.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 25%(25% cashback on movie tickets) | No cap |
dining | 15%(Minimum 15% discount on dining) | No cap |
Benefits & Features
Minimum 15% discount on dining under Axis Bank's dining delights program.
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Foreign Markup3.5% of the total transaction amount.
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum of ₹500.
Eligibility
Min Age
18 years
Available Networks
rupay
Pros & Cons
Pros
- 4 Edge Reward Points on every Rs. 200 spent
- 25% cashback on movie tickets
- Minimum 15% discount on dining
- 1% fuel surcharge waiver
Cons
- No reward points on fuel transactions
- Limited features compared to unsecured cards
Additional Info
This card is ideal for individuals looking to build their credit score.
Maximum cashback per calendar year is capped at ₹1,000.
Excluded Categories
fuel