Club Vistara IDFC FIRST Bank Credit Card

mastercardclassiccredittravel

Annual Fee

₹4,999

Base Reward

0.8% points

Foreign Markup

2.99%

4.8/5

Welcome Benefits

Get 1 Free Premium Economy Ticket Voucher, One Class Upgrade Voucher, direct entry to Club Vistara Silver Membership, EazyDiner Prime membership free for 3 months, BQ Prime subscription free for 3 months.

Product Highlights

High earning rate on all eligible spends
Generous welcome bonus
Free airport lounge access
12 free golf lessons per year
₹10,000 coverage on cancellations of flight and hotel bookings, up to two claims a year

Category Rewards

travel

6 CV Points on spends up to ₹1 Lakh

dining

10 CV Points on dining spends on your Birthday

utilities

1 CV Point on every spend done on Utility

other

1 CV Point on every spend done on Fuel, Insurance, Rent & Wallet Load

Rewards Details

Earn 6 CV Points on spends up to ₹1 Lakh in each statement cycle, 4 CV Points on spends above ₹1 Lakh, 10 CV Points on all dining spends on your Birthday, and 1 CV Point on every spend done on Fuel, Insurance, Utility, Rent & Wallet Load.

Reward Points — Redemption Value

Each CV Point is earned on a spend of ₹200.

Benefits & Features

Domestic: 12 free visits to domestic airport lounges and spas per year. (Lounge visits activated on minimum monthly spends of ₹5000.) International: 1 free visit to international airport lounge per quarter. 12 free golf lessons and 4 free rounds of golf every year.

Pros & Cons

Pros

High earning rate on all eligible spends
Offers generous welcome bonus
Free airport lounge access
12 free golf lessons per year
₹10,000 coverage on cancellations of flight and hotel bookings, up to two claims a year

Cons

No fuel surcharge waiver
No reward points for cash withdrawal or EMI transactions
High annual fee

Additional Info

Excluded Categories

fuelrent

Fees & Charges

Annual Fee₹4,999

Joining Fee₹4,999

Foreign Markup2.99%

Interest Rate42%

Cash Advance₹199

Eligibility

Min Age

21 yrs

Salaried

₹3.0L+

Networks

mastercard