ICICI HPCL Super Saver Credit Card
ICICI Bank
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
4% reward points
Foreign Markup
3.5%
Fee Waiver
Waived on ₹1.5L annual spend
Interest Rate
3.75% per month
Welcome Benefits
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least ₹5,000 within the first 45 days of card issuance; ₹100 cashback on HP Pay app on the first fuel purchase of ₹1,000 or more.
Product Highlights
- 4% cashback on fuel purchases at HPCL stations
- 5% cashback on utilities and departmental store purchases
- Complimentary domestic lounge access
Rewards
4% cashback on fuel spends at HPCL pumps, 5% cashback as Reward Points on departmental store spends & utility purchases, 2 Reward points per ₹100 spent for all other domestic and international transactions.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
fuel | 4%(4% Cashback) | No cap |
shopping | 5%(5% Cashback) | No cap |
utilities | 5%(5% Cashback) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| HPCL | 4% Cashback(Capped at ₹200 per month) | offline |
| Departmental Stores | 5% Cashback(Capped at ₹100 per month) | offline |
| Utilities | 5% Cashback(Capped at ₹100 per month) | offline |
Benefits & Features
Domestic: 1 Complimentary Lounge Access Every Quarter (Min ₹75,000 quarterly spend required) Complimentary domestic airport lounge access.
Fees & Charges
Eligibility
Min Age
21 years
Available Networks
Pros & Cons
Pros
- 5% savings on fuel purchases
- 2,000 bonus Reward Points on joining
- 25% discount on movie tickets
Cons
- No international lounge access
- Annual fee applies after the first year unless waived
Additional Info
Annual fee waived on ₹1.5L spend
Cashback credited in the next statement cycle
Maximum cashback of ₹200 per month on fuel purchases.