IndusInd Bank
IndusInd Bank Iconia Visa Credit Card
visabasiccreditmovies
Annual Fee
FREE
Base Reward
0.75% points
Foreign Markup
3.5% on all foreign currency spends.
4.5/5
Welcome Benefits
Various welcome benefits in the form of gift cards and vouchers including Montblanc, Luxe Gift card, the Postcard hotel, and vouchers for Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and more.
Product Highlights
- Gift cards and vouchers for various brands including BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart.
- 0.75 Reward Point for every spend of ₹100 on weekdays and 1 Reward Point for every spend of ₹100 on weekends.
- Get 0.70 Reward points for every ₹100 spent on utility bills, insurances, government charges, and educational institutions fees.
- 1 complimentary movie ticket every month.
- 1 complimentary golf lesson and 1 game every quarter.
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Amazon
all
0.75 Reward Points
Flipkart
all
0.75 Reward Points
BATA
all
0.75 Reward Points
Titan
all
0.75 Reward Points
Big Bazaar
all
0.75 Reward Points
Zee5
all
0.75 Reward Points
Apollo pharmacy
all
0.75 Reward Points
Rewards Details
Earn 0.75 Reward Point for every Rs. 100 spent on weekdays and 1 Reward Point for every Rs. 100 spent on weekends. Enjoy a Buy 1 get 1 free offer on movie tickets on BookMyShow.
Reward Points — Redemption Value
- 1 RP = ₹1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.
Benefits & Features
Complimentary Priority Pass Membership for you and your add-on cardholder.
Pros & Cons
Pros
- Exciting welcome benefits including gift cards and vouchers.
- Buy 1 get 1 free offer on movie tickets.
- Complimentary Priority Pass membership.
- 1% fuel surcharge waiver.
Cons
- No annual fee but high joining fee.
- Limited lounge access with charges.
- Cash advance charges are relatively high.
Partner Merchants
AmazonFlipkartBATATitanBig BazaarZee5Apollo pharmacy
Fees & Charges
Annual FeeFREE
Joining Fee₹3,499 + GST
Foreign Markup3.5% on all foreign currency spends.
Interest Rate3.83% per month
Cash Advance2.5% of the transacted amount or ₹300 (whichever is higher).
Eligibility
Min Age
21 yrs
Networks
visa