BOBCARD Limited
Uni GoldX
rupaygoldcreditshoppingonlinetravel
Annual Fee
FREE
Base Reward
1% cashback
4.5/5
Product Highlights
- 100% Lifetime Free
- Zero Annual Fee
- Zero Cash Withdrawal Fee on each transaction
- Up to 8% back on top brands
- Unlimited 7% back on flights
- 1% back on all transactions
Merchant-Specific Rewards
flights
7% cashback
7%
amazon
5% cashback
5%
Zomato
5% cashback
5%
Myntra
5% cashback
5%
Rewards Details
1% CashBack on transactions of ₹100 or above made via GoldX UPI.
Benefits & Features
Unlimited 7% back on flights. Valid on all domestic & international flights.
Pros & Cons
Pros
- Lifetime free with no annual fee
- No minimum spends required
- Cashback on UPI transactions
- No reward capping
- No minimum spend required
- Zero Forex Fee for international transactions
Cons
- 1% cashback only applicable on UPI transactions of ₹100 or above
- Surcharges on certain transactions
Additional Info
Interest-free period of up to 50 days, including a 3-day grace period.
Cashback rewards are subject to changes, revision, limits, and exclusions.
Late payment fees vary based on the total amount due.
Fees & Charges
Annual FeeFREE
Joining FeeZero Joining Fee
Interest RateUpto 3.99% per month (Upto 47.88% annually)
Cash Advance2.5% of amount, Min ₹300
Eligibility
Networks
rupayvisamastercard