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BPCL SBI Credit Card

SBI Card

BPCL SBI Credit Card

visaclassiccreditfueldiningshopping

Annual Fee

₹499

Base Reward

0.25% points

Foreign Markup

3.5% of the transaction amount

4.6/5

Welcome Benefits

2,000 Reward Points Worth ₹500

Product Highlights

  • 2,000 Activation Bonus Reward Points worth ₹500 on payment of joining fee.
  • 1 Reward Point per ₹100 spent with the card on non-fuel transactions.
  • 5X Reward Points on departmental stores, groceries, dining, and movie spends.
  • 13X Reward Points on fuel spends at BPCL filling stations.

Category Rewards

fuel

13X Reward Points

13X Reward Points

dining

5X Reward Points

5X Reward Points

grocery

5X Reward Points

5X Reward Points

shopping

5X Reward Points

5X Reward Points

Fee Waiver

Renewal fee is waived off on a minimum spend of ₹50,000 in an anniversary year.

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
BPCL

BPCL

offline(Maximum 1,300 Reward Points per billing cycle)

13X Reward Points

Rewards Details

Earn 13 Reward Points on every ₹100 spent on fuel purchases at BPCL stations, 5 Reward Points on every ₹100 spent on groceries, departmental stores, dining, and movies.

Reward Points — Redemption Value
  • 4 Reward Points = Re. 1 against statement balance, gift vouchers on sbicard.com or SBI mobile app.

Benefits & Features

5X Reward Points on movie and dining spends.

Pros & Cons

Pros

  • Great reward points on fuel transactions at BPCL petrol pumps.
  • Low joining cost of ₹499.

Cons

  • No domestic or international lounge access.
  • No insurance benefits provided.

Additional Info

Max 5,000 Reward Points per month at an accelerated rate.

Partner Merchants

BPCL

Fees & Charges

Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverRenewal fee is waived off on a minimum spend of ₹50,000 in an anniversary year.
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum charge of ₹500
Redemption Fee₹99 + GST

Eligibility

Networks

visa
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