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RBL Bank Cookies Credit Card
visabasiccredit

RBL Bank Cookies Credit Card

RBL Bank

shoppingonline

Annual Fee

₹100

Joining Fee

₹100 + GST

Base Reward

1% points

Foreign Markup

Up to 3.5% on all foreign currency spends

Fee Waiver

Waived on ₹5,000 monthly spend

Interest Rate

Up to 3.99% per month

Welcome Benefits

Gift Voucher Worth Rs. 1,000 from Flipkart/Amazon/Croma/Myntra/Shoppers Stop

Product Highlights

  • Welcome gift voucher worth ₹1,000
  • Up to 5 Reward Points on every ₹100 spent online
  • Discount of 10% on BookMyShow
  • 10% cashback on Zomato, Uber, and Myntra
  • Gift vouchers worth up to ₹5,000 on achieving milestone spend
  • Spend-based waiver of the monthly membership fee

Rewards

Earn 1 Reward Point on every offline spend of Rs. 100 and 5 Reward Points on your online spends. Get a 10% discount on BookMyShow, Zomato, Uber, and Myntra.

Redemption

1 Reward Point = Rs. 0.25

Category Rewards

CategoryReward RateMonthly Cap
shopping
5%(5 Reward Points per ₹100 spent online)No cap
other
1%(1 Reward Point per ₹100 spent offline)No cap

Merchant-Specific Rewards

MerchantRewardContext
BookMyShow10% Discount(Max ₹300 per month)online
Zomato10% Cashback(Max ₹300 per month)online
Uber10% Cashback(Max ₹300 per month)online
Myntra10% Cashback(Max ₹300 per month)online

Benefits & Features

10% discount on BookMyShow

Fees & Charges

Annual Fee₹100
Joining Fee₹100 + GST
Fee WaiverWaived on ₹5,000 monthly spend
Foreign MarkupUp to 3.5% on all foreign currency spends
Interest RateUp to 3.99% per month
Cash Advance2.5% of the amount withdrawn or ₹500 (whichever is higher)
Redemption Fee₹99 + GST

Eligibility

Available Networks

visa

Pros & Cons

Pros

  • Low joining fee of ₹100 per month
  • Monthly fee waived by spending ₹5,000
  • 10% cashback on movie ticket booking through BookMyShow

Cons

  • Reward redemption fee of ₹99 + GST
  • No reward points on utility, wallet, insurance, railways, and rent transactions

Additional Info

Max cashback of ₹300 per month on Zomato, Uber, and Myntra.

Excluded Categories

utilitywalletinsurancerailwaysrent

Partner Merchants

AmazonFlipkartCromaMyntraShoppers Stop