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ICICI Bank Mine Credit Card

ICICI Bank

ICICI Bank Mine Credit Card

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Annual Fee

FREE

Base Reward

1% cashback

Foreign Markup

3.5% on international transactions

4.3/5

Welcome Benefits

NA

Product Highlights

  • Choose one out of the three plans as per your requirements.
  • Save up to 5% on your spends.
  • Exclusive offers on grocery, travel, food, fashion, and E-marketplace.

Category Rewards

dining

5% CashBack on partner brands

5%

shopping

5% CashBack on partner brands

5%

Fee Waiver

Spend-based waiver on monthly spending of ₹10,000 with the Pro Plan and ₹20,000 with the Premium Plan

Merchant-Specific Rewards

Big Basket

Big Basket

5% CashBack

5%
Inox

Inox

5% CashBack

5%
Ola

Ola

5% CashBack

5%
PVR

PVR

5% CashBack

5%
Swiggy

Swiggy

5% CashBack

5%
Zomato

Zomato

5% CashBack

5%
BookMyShow

BookMyShow

5% CashBack

5%
Goibibo

Goibibo

5% CashBack

5%
Myntra

Myntra

5% CashBack

5%
Furlenco

Furlenco

5% CashBack

5%
Amazon

Amazon

5% CashBack

5%
Gaana

Gaana

5% CashBack

5%
Amazon Prime

Amazon Prime

5% CashBack

5%

Rewards Details

1% cashback on all retail spends and 5% cashback on exclusive partner brands like Big Basket, Inox, Ola, PVR, Swiggy, Zomato, BookMyShow, Goibibo, Myntra, Furlenco, Amazon, Gaana, and Amazon Prime.

Redemption

1 Mine cash is equivalent to ₹0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to ₹1 on redemption against statement balance.

Benefits & Features

Domestic: 1 complimentary domestic airport lounge access and 1 railway lounge access per month with Premium Plan. (Available with Premium Plan.) Complimentary domestic airport and railway lounge access every month.

Pros & Cons

Pros

  • 1% cashback on all retail spends.
  • 5% cashback on exclusive partner brands.
  • Complimentary domestic airport and railway lounge access.

Cons

  • Cashback limits apply based on the plan.
  • Monthly membership fees for Pro and Premium plans.

Additional Info

Minimum Mine Cash required for redemption against the statement balance is 1500 mine cash.

Cashback limit is capped at ₹100 per month for Starter, ₹200 for Pro, and ₹750 for Premium.

Partner Merchants

Big BasketInoxOlaPVRSwiggyZomatoBookMyShowGoibiboMyntraFurlencoAmazonGaanaAmazon Prime

Fees & Charges

Annual FeeFREE
Joining FeeNil (Starter)
Fee WaiverSpend-based waiver on monthly spending of ₹10,000 with the Pro Plan and ₹20,000 with the Premium Plan
Foreign Markup3.5% on international transactions
Interest Rate3.4% per month (40.80% per annum)
Cash Advance3.4% per month (40.80% per annum)
Redemption Fee₹99 per redemption request

Eligibility

Min Age

21 yrs

Networks

visa
ICICI Bank Mine Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane