Bank of Baroda
SNAPDEAL BOBCARD Credit Card
Annual Fee
₹249
Base Reward
5% points
Foreign Markup
3.5% of the total transaction amount
Welcome Benefits
500 Bonus Reward Points on Spends of ₹5,000 or More
Product Highlights
- 500 Reward Points as a welcome benefit
- 5% cashback on Snapdeal
- 1% fuel surcharge waiver
- Zero liability protection against a lost/stolen card
Category Rewards
shopping
5% cashback on Snapdeal
5% cashback on Snapdeal
grocery
10 Reward Points on every ₹100 spent
10 Reward Points on every ₹100 spent
other
4 Reward Points on every ₹100 spent elsewhere
4 Reward Points on every ₹100 spent elsewhere
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Snapdeal
online
Rewards Details
5% cashback on Snapdeal, 10 Reward Points on every ₹100 spent on groceries, online spends & departmental stores, and 4 Reward Points on every ₹100 spent elsewhere.
- 1 Reward Point = ₹0.25 against statement
Benefits & Features
1% fuel surcharge waiver on all fuel purchases between ₹400 and ₹5,000.
Pros & Cons
Pros
- Affordable annual fee of ₹249
- High reward rate on Snapdeal spends
- Good rewards on groceries and online spends
Cons
- Limited benefits outside shopping category
- No lounge access offered
Additional Info
The card is not lifetime free.
The maximum benefit under the fuel surcharge waiver is capped at ₹250 per month.
Capped at 2,000 points per month for grocery, departmental stores, and online spends.
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹3.6L+
Self-Emp
₹4.8L+
Networks