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rupaybasiccredit
Axis Bank KWIK RuPay Credit Card
Axis Bank
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
1% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.6% per month
Welcome Benefits
N/A
Product Highlights
- Lifetime free credit card without joining or annual fees
- Receive a virtual card instantly on the Kiwi mobile app after getting approved
Rewards
Earn 2 EDGE reward points per Rs. 200 spent with the card on domestic and international spends.
Redemption
RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
other | 1%(2 EDGE RPs per Rs. 200 spent) | No cap |
Benefits & Features
1% fuel surcharge waiver on transactions between ₹400 to ₹4000, capped at ₹150 per month.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the transaction amount
Interest Rate3.6% per month
Redemption Fee₹49 to redeem 300 to 10,000 RPs, and ₹99 if you want to redeem more than 10,000 points.
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
rupay
Pros & Cons
Pros
- This is a lifetime free credit card.
- Receive your virtual credit card instantly.
Cons
- There is no international or domestic lounge access provided with the Axis Bank KWIK RuPay Credit Card.
Additional Info
Excluded Categories
fuelrent