Axis Bank
Axis Bank KWIK RuPay Credit Card
rupaybasiccreditshopping
Annual Fee
FREE
Base Reward
1% points
Foreign Markup
3.5% of the transaction amount
4.5/5
Welcome Benefits
N/A
Product Highlights
- Lifetime free credit card without joining or annual fees
- Receive a virtual card instantly on the Kiwi mobile app after getting approved
Category Rewards
other
2 EDGE RPs per Rs. 200 spent
2 EDGE RPs per Rs. 200 spent
Rewards Details
Earn 2 EDGE reward points per Rs. 200 spent with the card on domestic and international spends.
Reward Points — Redemption Value
- RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc.
Benefits & Features
1% fuel surcharge waiver on transactions between ₹400 to ₹4000, capped at ₹150 per month.
Pros & Cons
Pros
- This is a lifetime free credit card.
- Receive your virtual credit card instantly.
Cons
- There is no international or domestic lounge access provided with the Axis Bank KWIK RuPay Credit Card.
Additional Info
Excluded Categories
fuelrent
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the transaction amount
Interest Rate3.6% per month
Redemption Fee₹49 to redeem 300 to 10,000 RPs, and ₹99 if you want to redeem more than 10,000 points.
Eligibility
Min Age
18 yrs
Networks
rupay