InterMiles ICICI Bank Sapphiro Credit Card
ICICI Bank
Annual Fee
₹5,000
Joining Fee
₹5,000 + GST
Base Reward
4% rewards
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.5% per month
Welcome Benefits
1 year InterMiles Silver Tier membership with 10,000 bonus InterMiles, a discount of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings (AmEx variant), a discount of Rs. 500 on flight bookings and Rs. 1,000 on hotel reservations (Visa variant).
Product Highlights
- InterMiles Silver Tier membership and 10,000 bonus InterMiles as a welcome gift.
- Discount vouchers worth Rs. 750 on flight bookings and Rs. 1,500 on hotel reservations.
- Accelerated InterMiles on Etihad Airways ticket bookings.
Rewards
Earn 5 InterMiles/Rs. 100 on domestic spends and 7 InterMiles/Rs. 100 on international spends with the AmEx variant; earn 4 InterMiles/Rs. 100 on domestic spends and 5 InterMiles/Rs. 100 on international spends with the Visa variant. Accelerated InterMiles on bookings on the InterMiles official website.
Redemption
InterMiles redeemable for flight/hotel bookings on the InterMiles portal from partner airlines/hotel chains.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BookMyShow | Up to ₹500 off on second movie ticket(Max 2 times a month) | online |
| Etihad Airways | 10 InterMiles for Etihad Airways ticket bookings | online |
Benefits & Features
Domestic: 2 complimentary domestic lounge access each with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter. (Min ₹5,000 spent in the previous quarter.) International: 2 complimentary international lounge access every year under the Dreamfolks membership. (Available from year 1 onwards.) Full lounge access description.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward rate on travel spends.
- Complimentary lounge access.
- Discounts on flight and hotel bookings.
Cons
- High joining fee.
- Limited insurance coverage.
Additional Info
Maximum of 60,000 InterMiles can be earned in a card anniversary year.
Uncapping fee of ₹7,500 to earn more than the limit.
A maximum of 60,000 InterMiles can be earned in a card anniversary year.
Excluded Categories