IndusInd Bank
IndusInd Bank Pinnacle World Credit Card
Annual Fee
Lifetime FreeBase Reward
2.5% points
Foreign Markup
3.5%
Welcome Benefits
Choose any one benefit from, a Luxe gift card, a complimentary night stay at Oberoi hotels, or gift vouchers from brands like Hush Puppies, BATA, Titan, Pantaloons, Raymond, etc.
Product Highlights
- Exciting gift vouchers from popular brands like Oberoi Hotels, Luxe, Postcard, etc.
- Up to 2.5 Reward Points per ₹100 spent.
- Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
- Complimentary Priority Pass membership.
- Complimentary access to domestic & international airport lounges.
- 24 complimentary golf rounds annually.
Category Rewards
shopping
Online e-commerce 2.5X
2.5X
shopping
Online e-commerce 2.5X
2.5X
travel
Online travel/airline 1.5X
1.5X
travel
Online travel/airline 1.5X
1.5X
Reward Calculator
Earns ₹660/year (net)
Modest gain. Solid hold if you like the perks.
₹16K
across all your buckets
2.6K
IndusInd Reward Points
₹660
via statement credit · ₹0.25/pt
Effective rate
0.34%
Annual fee
FREE
Year 1 net
+₹660
Year 2+ net
+₹660
ongoing
Adjust your spend by reward bucket
3 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.8%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 2.5 Reward Points per ₹100 spent online, 1.5 Reward Points per ₹100 spent on online travel and flight bookings, and 1 Reward Point for spends of ₹100 on other purchases. Enjoy 'Buy 1 Get 1 Free' on movie tickets via BookMyShow, up to ₹200 (Thrice Each Month).
- 1 RP = ₹0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and Maharaja Club Points.
Benefits & Features
Domestic: 1 Free Visit Each Quarter International: 1 Complimentary International Lounge Visit With Priority Pass Complimentary access to domestic & international airport lounges.
Pros & Cons
Pros
- 2.5 Reward Points per ₹100 spent online
- Complimentary Priority Pass membership
- Buy 1 Get 1 Free on movie tickets
- 1% fuel surcharge waiver
Cons
- High joining fee of ₹15,000
- No reward points for fuel transactions
Additional Info
Important note 1
Note 2
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Salaried
₹10.0L+
Self-Emp
₹12.0L+
Networks