IDFC FIRST Bank
FIRST Private Credit Card
Annual Fee
₹50,000
Base Reward
1% points
Foreign Markup
0%
Welcome Benefits
50,000 Reward Points and Club ITC Culinaire Hotel Membership
Product Highlights
- Full-metal design
- Exclusive invitation-only card
- Premium lounge access
- Travel benefits
Category Rewards
travel
10X Reward Points
10X Reward Points
utilities
3X Reward Points on Rent and Education-related payments
3X Reward Points on Rent and Education-related payments
other
1X Reward Point on Insurance premium payments
1X Reward Point on Insurance premium payments
Rewards Details
10X Reward Points on monthly spends, 3X Reward Points on Rent and Education-related payments, 1X Reward Point on Insurance premium payments. Reward Points given per ₹150 spent on eligible transactions.
- 1 Reward Point = ₹1.00 on travel bookings done via FIRST Rewards Gallery section on IDFC FIRST Bank Mobile App, 1 Reward Point = ₹0.25 everywhere else.
Benefits & Features
Domestic: Unlimited access to airport lounges in India. International: Unlimited access to international airport lounges. Complimentary access to accompanying guests at domestic airport lounges.
Pros & Cons
Pros
- 10X Reward Points on monthly spends
- Unlimited access to airport lounges
- Complimentary golf rounds
Cons
- High annual fee of ₹50,000
- Limited to Visa network
Additional Info
Important note 1
Note 2
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Networks