Yes Bank
YES Select Credit Card
Annual Fee
₹599
Base Reward
4% points
Foreign Markup
2.75% on all foreign currency spends
Product Highlights
- 8 Reward Points on every ₹200 spent online
- 4 Reward Points on every ₹200 spent offline
Category Rewards
shopping
4 Reward Points on every ₹200 spent
4 Reward Points on every ₹200 spent
other
2 Reward Points on every ₹200 spent on select categories
2 Reward Points on every ₹200 spent on select categories
Fee Waiver
Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.
Rewards Details
8 Reward Points on every ₹200 spent online, 4 Reward Points on every ₹200 spent offline, and 2 Reward Points on every ₹200 spent on select categories such as insurance, government, utility, education, recharge, wallet, and rental payments.
- 1 Reward Point = ₹0.10 for redemption against gift vouchers, product catalogue, etc. and 1 Reward Point = ₹0.25 for redemption against hotel/flight bookings.
Benefits & Features
Domestic: 1 Free Visit Each Quarter Primary cardholders get one complimentary domestic lounge access every calendar quarter across over 30 lounges in India.
Pros & Cons
Pros
- Great reward programs
- Complimentary golf benefits
Cons
- No welcome benefits
- Limited to select categories for higher rewards
Additional Info
Capped at 5,000 Reward Points per statement cycle for online purchases.
Excluded Categories
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹0.5L+
Self-Emp
₹7.5L+
Networks
Fee Waiver
Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.