All Cards
rupayclassiccredit
CMA One BOBCARD Credit Card
Bank of Baroda
travel
Annual Fee
FREE
Joining Fee
₹1 + GST
Base Reward
1% points
Foreign Markup
2% of the total transaction amount.
Interest Rate
3.49% per month
Welcome Benefits
Get 6-Month Complimentary Fit Pass Pro Membership and 500 Bonus Reward Points.
Product Highlights
- Lifetime free card
- Complimentary FitPass Pro membership
Rewards
You earn 1 Reward Point on every retail spend of ₹100. You earn 5 Reward Points on every ₹100 spent on utility bills, dining spends, and online purchases.
Redemption
1 Reward Point = ₹0.25 against cashback and several other options.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
utilities | 5%(5x Rewards on utility bills) | No cap |
dining | 5%(5x Rewards on dining spends) | No cap |
other | 1%(1 Reward Point on every ₹100 spent) | No cap |
Benefits & Features
Domestic: 3 complimentary domestic lounge access every quarter. 12 complimentary domestic lounge access every year, capped at 3 visits per quarter.
Fees & Charges
Annual FeeFREE
Joining Fee₹1 + GST
Foreign Markup2% of the total transaction amount.
Interest Rate3.49% per month
Cash Advance2.5% of the withdrawn amount or a minimum of ₹300.
Eligibility
Min Age
18 years
Available Networks
rupay
Pros & Cons
Pros
- 1 Reward Point on every ₹100 spent
- 5 Reward Points on utility bills, dining, and online purchases
Cons
- No Reward Points on fuel transactions
- Capped Reward Points at 1,000 per month
Additional Info
Reward Points are capped at 1,000 per month.
Excluded Categories
fuel