IndusInd Legend Credit Card

visabasiccreditshopping

Annual Fee

FREE

Base Reward

0.5% points

Foreign Markup

1.8% + GST

4.3/5

Welcome Benefits

N/A

Product Highlights

Lifetime free credit card with no annual charges.
1 Reward Point per ₹100 spent on weekdays.
2 Reward Points per ₹100 spent on weekends.
3,000 bonus Reward Points under the milestone benefits.
Lower foreign currency markup fee of 1.8%.

Rewards Details

1 Reward Point for every ₹100 spent on weekdays and 2 Reward Points for every ₹100 spent on weekends. Earn 3,000 bonus Reward Points on achieving a spend of ₹5 lakhs or more within one year.

Reward Points — Redemption Value

1 RP = ₹0.50 for Redemption Against Cash Credit

Benefits & Features

Buy One Get One Free (BOGO) on movie ticket bookings via BookMyShow, up to ₹200 (once each month).

Pros & Cons

Pros

Lifetime free credit card with no annual charges.
Earn 3,000 bonus Reward Points on achieving a spend of ₹5 lakhs or more.
Low Forex markup charge of 1.8%.

Cons

Only one BOGO offer per month.
No dining offers provided.
Airport lounge access has been removed.

Additional Info

Maximum of 5,000 reward points for Cash Credit per statement cycle.

Excluded Categories

fuelutility billsrental paymentseducation institution feesgovernment chargesinsurance payments

Partner Merchants

BookMyShow

Fees & Charges

Annual FeeFREE

Joining FeeNil

Foreign Markup1.8% + GST

Interest Rate3.95% per month

Cash Advance2.5% of the Transaction Amount (Minimum Charge of ₹300)

Redemption Fee₹149 + GST

Eligibility

Min Age

18 yrs

Networks

visa