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Nature’s Basket SBI Card

SBI Card

Nature’s Basket SBI Card

visaclassiccreditshoppingdining

Annual Fee

₹1,499

Base Reward

1% points

Foreign Markup

3.5% on all international transactions.

4.5/5

Welcome Benefits

Gift voucher worth ₹1,500 from Nature’s Basket and complimentary access to ‘Epicure’ Nature’s Basket Loyalty Program.

Product Highlights

  • 2x Reward Points while spending on Nature’s Basket.
  • 5 Reward Points while spending on movies, dining, entertainment, and international spends.

Category Rewards

shopping

2x Reward Points on Nature’s Basket

2x Reward Points on Nature’s Basket

dining

5 Reward Points on dining

5 Reward Points on dining

entertainment

5 Reward Points on entertainment

5 Reward Points on entertainment

other

1 Reward Point on all other spends

1 Reward Point on all other spends

Fee Waiver

Waiver of renewal fee on the spending of ₹2 Lakhs or more in the previous year.

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Dining and Movies

Dining and Movies

offline

5 Reward Points
Entertainment

Entertainment

offline

5 Reward Points
International Spends

International Spends

offline

5 Reward Points
Nature’s Basket

Nature’s Basket

offline

2x Reward Points

Rewards Details

2x Reward Points on Nature’s Basket, 5 Reward Points on dining, movies, entertainment, and international spends, 1 Reward Point on every ₹100 spent on all other spends.

Reward Points — Redemption Value
  • 4 Reward Points = ₹1 against statement.

Benefits & Features

Domestic: 4 complimentary visits in a year to Domestic Airport Visa Lounges in India. (Limited to 1 visit per quarter.) Complimentary access to Domestic Visa Airport Lounges in India.

Pros & Cons

Pros

  • Higher reward points on Nature’s Basket purchases.
  • Complimentary access to Domestic Airport Visa Lounges.

Cons

  • Higher joining and annual fee of ₹1,499.
  • Limited international lounge access.

Additional Info

Important note 1

Note 2

Excluded Categories

fuel

Partner Merchants

Nature’s Basket

Fees & Charges

Annual Fee₹1,499
Joining Fee₹1,499 + GST
Fee WaiverWaiver of renewal fee on the spending of ₹2 Lakhs or more in the previous year.
Foreign Markup3.5% on all international transactions.
Interest Rate3.5% per month (or 42% annually).
Cash Advance2.5% of the amount or ₹500, higher of the two.
Redemption Fee₹99 per redemption request

Eligibility

Min Age

18 yrs

Networks

visa