Nature’s Basket SBI Card
SBI Card
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
1% points
Foreign Markup
3.5% on all international transactions.
Fee Waiver
Waiver of renewal fee on the spending of ₹2 Lakhs or more in the previous year.
Interest Rate
3.5% per month (or 42% annually).
Welcome Benefits
Gift voucher worth ₹1,500 from Nature’s Basket and complimentary access to ‘Epicure’ Nature’s Basket Loyalty Program.
Product Highlights
- 2x Reward Points while spending on Nature’s Basket.
- 5 Reward Points while spending on movies, dining, entertainment, and international spends.
Rewards
2x Reward Points on Nature’s Basket, 5 Reward Points on dining, movies, entertainment, and international spends, 1 Reward Point on every ₹100 spent on all other spends.
Redemption
4 Reward Points = ₹1 against statement.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 2%(2x Reward Points on Nature’s Basket) | No cap |
dining | 5%(5 Reward Points on dining) | No cap |
entertainment | 5%(5 Reward Points on entertainment) | No cap |
other | 1%(1 Reward Point on all other spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Nature’s Basket | 2x Reward Points | offline |
| Dining and Movies | 5 Reward Points | offline |
| Entertainment | 5 Reward Points | offline |
| International Spends | 5 Reward Points | offline |
Benefits & Features
Domestic: 4 complimentary visits in a year to Domestic Airport Visa Lounges in India. (Limited to 1 visit per quarter.) Complimentary access to Domestic Visa Airport Lounges in India.
Fees & Charges
Eligibility
Min Age
18 years
Available Networks
Pros & Cons
Pros
- Higher reward points on Nature’s Basket purchases.
- Complimentary access to Domestic Airport Visa Lounges.
Cons
- Higher joining and annual fee of ₹1,499.
- Limited international lounge access.
Additional Info
Important note 1
Note 2
Excluded Categories