City Union Bank
Dhi CUB Visa Signature Credit Card
Annual Fee
Lifetime FreeBase Reward
1.25% cashback
Product Highlights
- 1.25% Cash Back on all spends for the next 2 years.
- Free CUB Keychain Debit Card for easy Tap payments.
- Reimbursements on fuel surcharge.
Reward Calculator
Earns ₹1,500/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
6K
CUB Reward Points
₹1.5K
via standard · ₹0.25/pt
Effective rate
0.50%
Annual fee
FREE
Year 1 net
+₹1,500
Year 2+ net
+₹1,500
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, rent, wallet, emi, cash advance, government
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
1.25% Cash Back on all spends for the next 2 years.
Benefits & Features
Reimbursements on fuel surcharge
Pros & Cons
Pros
- 1.25% Cash Back on all spends.
- Global acceptance for transactions.
Cons
- No specific mention of additional rewards or benefits.
Additional Info
Cardholders can use the card for both online and offline transactions.
The card is targeted at upscale customers including senior executives and high net-worth individuals.
The card offers a secured credit limit with unique features.
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks