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Apollo SBI Credit Card
visaclassiccredit

Apollo SBI Credit Card

SBI Card

shoppinghealthcare

Annual Fee

₹499

Joining Fee

₹499 + GST

Base Reward

1% points

Foreign Markup

3.5% on all international transactions

Fee Waiver

Waiver of renewal fee on the spending of ₹1 Lakh or more in the previous year.

Interest Rate

3.5% per month

Welcome Benefits

500 Reward Points and complimentary Apollo Gold Tier Membership

Product Highlights

  • 3x Reward Points while spending on Apollo services.
  • 2x Reward Points while spending on movies, dining, and entertainment.
  • 10% Instant Discount at Select Apollo Services.
  • Complimentary Apollo Gold Tier Membership.
  • 1% fuel surcharge waiver at all fuel stations.

Rewards

3x Reward Points on Apollo Services, 2x Reward Points on dining, movies, and entertainment, 1 Reward Point on every ₹100 spent on all other spends.

Redemption

1 Reward Point = ₹1 against services at Apollo Healthcare Centers and related stores.

Category Rewards

CategoryReward RateMonthly Cap
other
1%(1 Reward Point on every ₹100 spent)No cap

Merchant-Specific Rewards

MerchantRewardContext
Apollo Services3x Reward Pointsoffline
Dining and Movies2x Reward Pointsoffline

Benefits & Features

2x Reward Points while spending on dining and movie related spends.

Fees & Charges

Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverWaiver of renewal fee on the spending of ₹1 Lakh or more in the previous year.
Foreign Markup3.5% on all international transactions
Interest Rate3.5% per month
Cash Advance2.5% of the amount or ₹500, higher of the two.
Redemption Fee₹99

Eligibility

Min Age

18 years

Available Networks

visa

Pros & Cons

Pros

  • 3x Reward Points on Apollo services.
  • 2x Reward Points on dining and entertainment.
  • 10% Instant Discount at Select Apollo Services.
  • Affordable joining and renewal fees.

Cons

  • Limited to Apollo services for optimal rewards.
  • Annual fee applies if spending requirement is not met.

Additional Info

Cardholders must inform about card loss immediately to avoid liability.

Excluded Categories

fuelrent

Partner Merchants

Apollo Hospitals
Apollo SBI Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane