IndusInd Bank
EazyDiner IndusInd Bank Platinum Credit Card
Annual Fee
Lifetime FreeBase Reward
2% points
Foreign Markup
3.5% of the Transaction Amount
Welcome Benefits
3-Month EazyDiner Prime Membership and 500 Bonus EazyPoints
Product Highlights
- Lifetime Free
- 3-Month EazyDiner Membership
- Instant Discounts on EazyDiner App
Category Rewards
dining
2 Reward Points/Rs. 100 Spent
2 pts/₹100
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
eazydiner
EazyDiner 2X EazyPoints
Reward Calculator
Earns ₹780/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
3.1K
IndusInd Reward Points + EazyPoints
₹780
via statement credit · ₹0.25/pt
Effective rate
0.50%
Annual fee
FREE
Year 1 net
+₹780
Year 2+ net
+₹780
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, insurance, rent, utility, government payment
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 2 Reward Points on every INR 100 spent, except on fuel, insurance, rent, utility, and government. Earn 0.7 Reward Points on your spending towards insurance, rent, utilities, and government payments. Get 2X EazyPoints using your EazyDiner Credit Card.
- On EazyDiner App
Benefits & Features
25% Discount With EazyDiner and Additional Instant 20% off Dining Bill (Up to Rs. 500)
Pros & Cons
Pros
- Lifetime free card
- Great dining benefits
- Instant discounts on restaurant bills
Cons
- Limited benefits outside dining
- No travel benefits
Additional Info
Lifetime free card
3-month Prime membership can be renewed by spending Rs. 30,000 within 90 days.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks