RBL Bank
RBL World Prime Credit Card
Annual Fee
₹3,539₹2,999 + GSTBase Reward
2% points
Foreign Markup
3.5%
Welcome Benefits
12,000 Reward Points after spending ₹2,000 within the first 30 days
Product Highlights
- 12,000 Reward Points after first spend
- 1+1 movie ticket offer via BookMyShow
- Access to domestic airport lounges
Category Rewards
entertainment
2 Reward Points for every ₹100 spent online
2X
Reward Calculator
Costs you ₹2,039/year
Break-even needs ~₹58,984/month at your reward mix.
₹25K
across all your buckets
6K
RBL Reward Points
₹1.5K
via standard · ₹0.25/pt
Effective rate
0.50%
Annual fee
₹3,539
Year 1 net
₹-2,039
Year 2+ net
₹-2,039
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, emi, cash advance, rent, wallet, government
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹150/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 2 Reward Points for every ₹100 spent online. Enjoy a BOGO movie ticket offer on BookMyShow.
- 1 RP = ₹0.25
Benefits & Features
Domestic: 2 complimentary visits to domestic airport lounges per quarter (Spend at least ₹15,000 in the previous quarter) Up to 8 free visits each year with a maximum of 2 complimentary visits per quarter
Pros & Cons
Pros
- Concierge services for personalized assistance
- No minimum spending requirement to qualify for rewards
Cons
- No international lounge access
- Certain transactions do not earn Reward Points
Additional Info
Maximum limit of 1,000 Reward Points per month on online purchases
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks