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CUB SalarySe Level UP Credit Card
rupayclassiccredit

CUB SalarySe Level UP Credit Card

fintech

shoppingonline

Annual Fee

₹500

Joining Fee

₹500 + GST

Base Reward

1% points

Foreign Markup

1%

Fee Waiver

Waived on annual spending of ₹2,00,000 or more

Interest Rate

3.5% per month

Product Highlights

  • Physical + virtual card option
  • High UPI rewards
  • Salary Day bonuses

Rewards

Earn 25 Reward Points for every ₹100 spent on transactions made via SalarySe UPI; 1 Reward Point for every ₹100 spent on transactions made on other UPI Apps; 5 Reward Points for every ₹100 spent when monthly spend is below ₹20,000; 10 Reward Points for every ₹100 spent when current bill exceeds ₹20,000.

Redemption

5 SCoins = ₹1

Benefits & Features

Domestic: 1 Lounge Access per Month (Spending ₹10,000 in the previous billing cycle) Full lounge access description not provided

Fees & Charges

Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverWaived on annual spending of ₹2,00,000 or more
Foreign Markup1%
Interest Rate3.5% per month
Cash AdvanceUp to 3% of Cash Withdrawal Amount or ₹250, Whichever is Higher

Eligibility

Available Networks

rupay

Pros & Cons

Pros

  • Low Forex charge of 1%
  • Earn up to 10 Reward Points/₹100 on high spending

Cons

  • Salary day bonus only applicable on the first and last day of the month
  • Reward Points expire after eighteen months